Japan Student Services Organization (JASSO) Loan Scholarship
Tuition fee deferred payment system

System Overview

This system involves the Japan Student Services Organization (JASSO) providing scholarships equivalent to tuition fees to students as interest-free loans to universities, allowing students to avoid paying tuition while enrolled and repay the funds after graduation according to their income.

Those who wish to utilize this system can apply before enrollment to have their tuition payment deferred at the time of enrollment.

1. Target

Those who will be entering Graduate Schools (Master's program or Doctoral program, first stage) in or after the 2026 academic year.

2. Types of scholarships

This system allows you to receive both of the following benefits simultaneously.

• *1 If you utilize this system, you will not be eligible to receive a Type 1 scholarship loan.
• *2 It is possible to choose not to receive the living expenses scholarship. You cannot apply for the living expenses scholarship alone.

3. Loan amount, selection criteria, etc.

• Japan Student Services Organization: Japan Student Services Organization Tuition Payment Deferred Payment System (Graduate Schools Master's Level)
• ◎ Check if you might be affected:
  Japan Student Services Organization: Student Financial Aid Simulator

Regarding the amount of "tuition support funds"

• Of the student fees, only "tuition fees" are covered by this system.

  * Fees other than tuition, such as entrance fees, facility and equipment fees, laboratory and practical training fees, educational enrichment fees, and miscellaneous membership fees, are not covered.

• The "tuition support grant" = loan amount = amount to be repaid = will be the annual tuition fee of the graduate school you enrolled in plus the guarantee fee for institutional guarantee.
  

4. Precautions

• Even for students enrolled in extended programs, loans are only available for the duration of their standard studies.
• Similar to the Type 1 scholarship, it is possible to utilize a system that waives the repayment of loan scholarships based on particularly outstanding academic achievements.
• Payment of a guarantee fee (joining an institutional guarantee) is mandatory.

5. Conditions for continuation

Once a year, if you are deemed eligible as a scholarship recipient based on the results of (1) and (2) below, you may continue receiving the loan for the following year.

1. Submission of Scholarship Continuation Request
   Time of year: Around December to January every year
   / Submission instructions: Notices will be posted on MYTG for eligible participants.
2. Eligibility Certification

How to apply (for students enrolled in 2026)

1. Application Procedure

[Special selection A schedule]
[Autumn schedule/special selection B schedule]

① Apply for the Japan Student Services Organization (JASSO) scholarship's "Graduate Schools Reservation" and select the tuition deferral system.

• Application Information: Will be sent to all successful applicants by the Student Affairs Office around late September 2025.
• Application Deadline: Scholarship Network input deadline: October 23, 2025 (Thursday), Document submission deadline: October 31, 2025 (Friday) (must arrive by this date)

② Submit the "Application Form for Deferment of Tuition Fees for Students Planning to Use the 'Deferred Tuition Payment System'" to the university.

• Form distribution: Included in the application guide documents for the Japan Student Services Organization (JASSO) scholarship "Graduate Schools Reservation" (①).
• Submission Deadline: Must arrive by Friday, October 31, 2025. *Submit to the Student Affairs Office together with the documents in ①.

③ The amount remaining after deducting the subsidized tuition fee from the initial enrollment fee will be paid by the date specified by the university.

• Bank transfer request form: Will be sent from the Admissions Office around late November 2025.

④ After enrollment, submit (enter) a "Notification of Enrollment" to the Japan Student Services Organization.

• Submission instructions are here.

[Spring schedule/special selection C schedule]

① Submit the "Application Form for Tuition Deferral for Students Planning to Use the 'Tuition Payment Deferred System'" to the Student Affairs Office.

• Form distribution: Available for download from December 23, 2025 (Tuesday).
• Submission deadline: Must arrive by Wednesday, January 14, 2026
• Submit to:
  980-8511
  1-3-1 Tsuchitoi Aoba-ku, Sendai City
  Student Affairs Section, Tohoku Gakuin University

② The amount remaining after deducting the subsidized tuition fee from the initial enrollment fee will be paid by the date specified by the university.

• Bank transfer request form: Included with the acceptance letter to be sent on February 27, 2026 (Friday).

③ After enrollment, apply for the Japan Student Services Organization's "Primary Application" and select the tuition deferred payment system.

• Document distribution: Available from Monday, April 13, 2026 at the Student Affairs Office counter.
• Application period: May 11, 2026 (Monday) to May 21, 2026 (Thursday)
• Click here for application details.

[Application after enrollment]

① After enrollment, apply for the Japan Student Services Organization's "Primary Application" and select the tuition deferred payment system.

• Document distribution: Available from Monday, April 13, 2026 at the Student Affairs Office counter.
• Application period: May 11, 2026 (Monday) to May 21, 2026 (Thursday)
• Click here for application details.

② After being hired, the tuition fees covered by the support will be transferred to the applicant's bank account.

2. First payment of living expenses scholarship

• Special selection A schedule/Autumn schedule/Special selection B schedule: April at the earliest
• Spring schedule/special selection C schedule: earliest July
• Applicants after enrollment: earliest July

3. Notification of acceptance/rejection

• Special selection A schedule/Autumn schedule/Special selection B schedule: Deciding candidates for recruitment...Fastest date is December 2025, Main recruitment...Fastest date is April.
• Spring schedule/special selection C schedule: earliest July
• Applicants after enrollment: earliest July

*If you are not selected for the tuition deferred payment system (e.g., not selected, not applied after enrollment, change to Type 1, etc.), you will need to promptly pay the deferred tuition fees as instructed.

Procedures during loan period

Please refer to the loan scholarship student handbook for information on the tuition payment deferred payment system.